Settings

Ryan Thomson

Ryan Thomson

Property3.1% Assumable
1 / 28

$495,000

($140,293 down)
FHA

11357 Iola Street, Commerce City, CO 80640

3
3
1,851 sqft
PITI Monthly
$2,367.92 /mo

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,634 /mo
$2,584 /mo
$39,107 in interest paid off

Listing courtesy of: Matt Mulcahy, LevelStar, LLC dba LevelStar

What's Special

SPACIOUSWALK-IN CLOSETFINISHED BASEMENTHOME OFFICEDECK

Take advantage of assumable FHA financing at 3.99 % and step into this well-maintained home in River Run, designed for comfort, flexibility, and everyday living. The vaulted main level is filled with natural light and flows seamlessly from the living room into a spacious eat-in kitchen—offering ample storage and room to gather. One level down, a large family room opens directly to the backyard and deck, creating an effortless indoor-outdoor connection ideal for entertaining or relaxing in your own outdoor space. Upstairs, the primary bedroom includes a walk-in closet, while two additional bedrooms and a loft area provide versatile space for a home office, guests, or additional living needs. The finished basement adds even more flexibility—perfect for a gym, media room, or creative space. Notable updates include a newer dishwasher and microwave, as well as recent upgrades to the water heater, windows, and roof—offering added comfort and long-term peace of mind. With a two-car garage and quick access to Barr Lake, parks, Prairie Center, and major routes like E-470 and I-76, this home checks all the boxes. An assumable 3.99 % loan provides a strong financing advantage—don’t miss the opportunity to step into a lower payment and a move-in-ready home. Contact us today to learn more.

Gradient Jack

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,367.92/mo
Estimated Loan Balance
$355,422
Cash to close
$140,293
Interest Paid
$39,107

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms3
  • Bathrooms3
Cooling & Heating
  • CoolingCentral Air
  • HeatingForced Air, Natural Gas
Interior Features
  • MaterialsFrame, Other, Wood Siding
  • CommunityUnknown
  • FireplaceNo
  • Fireplace FeaturesN/A
  • FlooringCarpet, Laminate, Vinyl

Exterior

Fencing
  • FencingFull
Roof
  • RoofComposition
Parking
  • GarageYes
  • Garage Spaces2
  • CarportNo
  • Carport SpacesN/A
Water
  • SewerPublic Sewer
  • Water SourcePublic
Pool
  • Has PoolNo
  • Pool FeaturesN/A

Construction

Type & Style
  • StoriesN/A
  • Home TypeSingle Family Residence
  • Architectural StyleTraditional
Materials
  • Construction MaterialsFrame, Other, Wood Siding
  • RoofComposition
Condition
  • Year Built2003
Details
  • BuilderN/A

Community & HOA

Community
  • SubdivisionRiver Run
  • FeaturesN/A
HOA
  • Has HOAYes
  • HOA NameRiver Run
  • HOA AmenitiesUnknown
  • HOA Fee$39
  • HOA FrequencyMonthly
Location
  • RegionCommerce City

Financial Details

Financial Info
  • Price per Sqft$267.42
  • Tax Annual Amount$3,559
  • On Market Date2025-07-01T07:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

MLS ID: REC5808799

Listing From: recolorado

Last updated: 2025-07-01T14:15:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.