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Ryan Thomson

Ryan Thomson

Property6.5% Assumable
1 / 36

$395,000

($29,855 down)
FHA

1216 Osgood Road, Colorado Springs, CO 80915

4
2
1,632 sqft
PITI Monthly
$2,752.75 /mo

Assumed Rate

6.5%
7.15%

Principal & Interest

$2,327 /mo
$2,487 /mo
$17,884 in interest paid off

Listing courtesy of: David Umphress, Real Broker, LLC DBA Real

What's Special

FRESH PAINTSPACIOUSMOVE-IN READYFIREPLACEFINISHED BASEMENTOUTDOOR LIVING SPACEPATIOCOZY

Brimming with charm and thoughtful updates, this inviting 4-bedroom ranch style residence offers a blend of warmth, functionality, and timeless appeal. A classic brick exterior and attached garage introduce the home with understated curb appeal. Step inside to discover freshly painted interiors and refinished natural wood flooring that runs throughout the main living areas, creating a seamless and calming backdrop. The light-filled living room sets a peaceful tone, while the adjacent eat-in kitchen is equal parts stylish and practical, featuring butcher block countertops, white cabinetry, recessed lighting, a tile backsplash, and direct access to the backyard—enhancing flow for everyday living or effortless entertaining. Three well-proportioned bedrooms on the main level offer privacy and versatility. Enjoy the ease of one-story living, with everyday essentials thoughtfully arranged on the main level for comfort and convenience. Downstairs, the finished basement expands the home’s footprint with a cozy family room anchored by a fireplace, offering a quiet setting for movie nights, creative pursuits, or additional gathering space. Outside, a generous open patio invites relaxed evenings or future gatherings, complemented by a storage shed and spacious yard ready for personalized touches. The expansive, level yard offers a rare opportunity—an open canvas ready to reflect any vision, whether garden beds, outdoor living spaces, or future additions. With fresh paint and a clean finish throughout, this residence is move-in ready and waiting to support its next chapter.

Gradient Jack

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 3 months
Monthly PITI
$2,752.75/mo
Estimated Loan Balance
$380,112
Cash to close
$29,855
Interest Paid
$17,884

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms4
  • Bathrooms2
Cooling & Heating
  • CoolingCeiling Fan(s)
  • HeatingForced Air
Interior Features
  • MaterialsN/A
  • CommunityUnknown
  • FireplaceNo
  • Fireplace FeaturesBasement, Insert, Wood Burning
  • FlooringCarpet, Wood

Exterior

Fencing
  • FencingFull
Roof
  • RoofShingle
Parking
  • GarageNo
  • Garage SpacesN/A
  • CarportNo
  • Carport SpacesN/A
Water
  • SewerN/A
  • Water SourcePublic
Pool
  • Has PoolNo
  • Pool FeaturesN/A

Construction

Type & Style
  • StoriesN/A
  • Home TypeSingle Family Residence
  • Architectural StyleN/A
Materials
  • Construction MaterialsN/A
  • RoofShingle
Condition
  • Year Built1967
Details
  • BuilderN/A

Community & HOA

Community
  • SubdivisionN/A
  • FeaturesN/A
HOA
  • Has HOANo
Location
  • RegionColorado Springs

Financial Details

Financial Info
  • Price per Sqft$242.03
  • Tax Annual Amount$1,280
  • On Market Date2025-07-12T19:10:59.572Z
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MLS ID: 4149523

Listing From:

Last updated: 2025-07-12T22:00:00.193Z

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