Ryan Thomson

Ryan Thomson

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$490,000

($238,621 down)
FHA

14058 E Temple Drive, Aurora, CO 80015

2
3
1,616 sqft
PITI Monthly
$1,981.5 /mo

Listing courtesy of: Laura Rodriguez, DNVR Realty & Financing LLC

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,387 /mo
$2,102 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
FINISHED BASEMENT
BALCONY
MOUNTAIN VIEWS
COZY

Welcome to this stunning townhome in the highly sought-after Cherry Creek Park community! This rare south end unit backs to serene Shop Creek open space and offers beautiful mountain views. Step inside to a bright and open multi-level layout filled with natural light and soaring ceilings that create a spacious, airy feel. The main level offers a cozy living room with a gas fireplace, built-in shelving, and the perfect setup for relaxing or entertaining. The kitchen features black slab granite countertops, a stylish backsplash, a pantry, and opens to a dining area with direct access to your private balcony — ideal for enjoying peaceful mountain views. Upstairs, the expansive owner’s suite includes a rare west-facing balcony, built-ins, a walk-in closet, and a luxurious en-suite bathroom with a large soaking tub. The secondary bedroom is perfect for guests or a roommate with its own private bath and walk-in closet. Convenient upstairs laundry and a generous linen closet complete the upper level. The unfinished basement offers plenty of storage or the opportunity to add more living space. An attached two-car garage adds convenience and functionality. Enjoy living in a well-maintained community within the top-rated Cherry Creek School District, just minutes from Cherry Creek State Park, trails, Nine Mile Light Rail Station, shopping, and more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 4 months
Monthly PITI
$1,981.5/mo
Estimated Loan Balance
$271,452
Cash to close
$238,621
Interest Paid
$84,398

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cherry Creek Park
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: 4 Seasons
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Monthly
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $303.22
  • Tax Annual Amount: $2485
  • On Market Date: 2025-05-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $238,621 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $238,621!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$251,379
Your Cash$238,621
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,387/mo
Traditional @ 7.15%
$2,181/mo
You save $793/month ($9,520/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8279602

Listing From: recolorado

Last updated: 2025-05-05T21:35:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,387 /mo
$2,102 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $238,621 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $238,621!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$251,379
Your Cash$238,621
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,387/mo
Traditional @ 7.15%
$2,181/mo
You save $793/month ($9,520/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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