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Ryan Thomson

Ryan Thomson

Property3.88% Assumable
1 / 40

$565,000

($412,824 down)
FHA

2181 E Phillips Lane, Centennial, CO 80122

3
3
2,333 sqft
PITI Monthly
$1,395.89 /mo

Assumed Rate

3.88%
7.15%

Principal & Interest

$850 /mo
$1,220 /mo
$49,751 in interest paid off

Listing courtesy of: Lindsay Schulze, Coldwell Banker Realty 24

What's Special

FRESH PAINTDININGSPACIOUSMOVE-IN READYHARDWOOD FLOORSSTAINLESS STEEL APPLIANCESWALK-IN CLOSETFINISHED BASEMENTCLUBHOUSETENNIS COURTSCHARMING

Welcome to this charming three bedroom, three bathroom home located in the desirable Four Lakes community. This beautifully maintained property features fresh paint and new carpet throughout, offering a move-in ready experience for its next owner! As you enter, you are greeted by the gleaming hardwood floors and abundance of light in the inviting living room, perfect for entertaining guests or enjoying quiet evenings at home. The living room seamlessly connects to the dining area and the kitchen, which comes equipped with stainless steel appliances, ample counter space and pantry. The primary bedroom is a true retreat, complete with a walk-in closet and en-suite bathroom for added privacy and convenience. The additional two bedrooms are also generously sized, providing plenty of room for family or guests. The upper level is complete with the spacious full bathroom and linen closet. The finished basement offers an array of options to enhance the home further more with living space or recreational activities or even convert into a fourth bedroom! Outside, this home is made for entertaining with the multiple gathering areas within the fully fenced in yard, ideal for outdoor fun or peaceful relaxation. Residents of the Four Lakes community enjoy access to a range of amenities, including a pool, tennis courts and clubhouse. With quick access to 470, restaurants and shops this home is a must see!

Gradient Jack

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.88
Remaining Loan Term
22 years, 4 months
Monthly PITI
$1,395.89/mo
Estimated Loan Balance
$170,474
Cash to close
$412,824
Interest Paid
$49,751

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms3
  • Bathrooms3
Cooling & Heating
  • CoolingEvaporative Cooling
  • HeatingForced Air
Interior Features
  • MaterialsConcrete, Wood Siding
  • CommunityUnknown
  • FireplaceNo
  • Fireplace FeaturesLiving Room
  • FlooringCarpet, Tile, Wood

Exterior

Fencing
  • FencingFull
Roof
  • RoofComposition
Parking
  • GarageYes
  • Garage Spaces2
  • CarportNo
  • Carport SpacesN/A
Water
  • SewerPublic Sewer
  • Water SourcePublic
Pool
  • Has PoolNo
  • Pool FeaturesN/A

Construction

Type & Style
  • StoriesN/A
  • Home TypeSingle Family Residence
  • Architectural StyleTraditional
Materials
  • Construction MaterialsConcrete, Wood Siding
  • RoofComposition
Condition
  • Year Built1986
Details
  • BuilderN/A

Community & HOA

Community
  • SubdivisionFour Lakes
  • FeaturesN/A
HOA
  • Has HOAYes
  • HOA NameFour Lakes Master
  • HOA AmenitiesUnknown
  • HOA Fee$89
  • HOA FrequencyMonthly
Location
  • RegionCentennial

Financial Details

Financial Info
  • Price per Sqft$242.18
  • Tax Annual Amount$3,018
  • On Market Date2025-06-19T07:00:00.000Z
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MLS ID: REC8944171

Listing From: recolorado

Last updated: 2025-07-11T00:36:17.000Z

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