Ryan Thomson

Ryan Thomson

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$549,000

($291,322 down)
FHA

2409 S Halifax Way, Aurora, CO 80013

3
3
2,352 sqft
PITI Monthly
$2,139.89 /mo

Listing courtesy of: Kathryn Lampert, Madison & Company Properties

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,467 /mo
$2,155 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
FINISHED BASEMENT
LANDSCAPED
COZY

Seller is offering a credit toward a 2-1 rate buydown—enjoy a mortgage rate estimated to be as low as 4.99% in your first year! Welcome to this beautifully updated 3-bedroom, 3-bath ranch-style home in the highly sought-after Sterling Hills community. Designed for easy main-level living and complemented by a fully finished basement, this move-in-ready home shines with a host of recent upgrades. Step inside to discover an inviting open floor plan filled with natural light. The spacious living room features vaulted ceilings, a cozy gas fireplace, and a built-in sound system—ideal for relaxing or entertaining. The kitchen is equipped with new appliances (2023), a center island, and an eat-in dining space with sliding glass doors that open to the backyard. The primary suite offers a true retreat with vaulted ceilings, a large closet, built-in sound system, and a luxurious five-piece en-suite bathroom. Also on the main level are an additional bedroom and full bath, plus a versatile office/bonus room that could easily be used as a third bedroom. The fully finished basement provides an expansive living area complete with a built-in bar featuring a sink, microwave, refrigerator, wine rack, and cabinetry. You’ll also find a spacious bedroom, half-bath, and a bonus room—perfect for a home gym, studio, or extra storage. Outside, the beautifully landscaped yard is a private oasis with a mature maple tree, blooming cherry blossom, vibrant rose bushes, and raised planter boxes for gardening enthusiasts. Additional highlights include a new roof, gutters, furnace, A/C, and exterior paint—all replaced in 2023. The attached two-car garage comes with built-in shelving and an additional refrigerator. With low annual HOA dues and FHA assumable financing available, this home presents a fantastic opportunity. Located close to parks, shopping, and top-rated schools. Don’t miss your chance to make this exceptional property yours—visit 2409Halifax.com for more details!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
21 years, 0 months
Monthly PITI
$2,139.89/mo
Estimated Loan Balance
$305,419
Cash to close
$291,322
Interest Paid
$96,328

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame, Other
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sterling Hills
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Sterling Hills
  • HOA Amenities: Unknown
  • HOA Fee: $265
  • HOA Frequency: $Annually
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $233.42
  • Tax Annual Amount: $3362
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $291,322 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $291,322!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$257,678
Your Cash:$291,322
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,467/mo
Traditional @ 7.15%
$2,236/mo
You save $769/month ($9,224/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2825083

Listing From: recolorado

Last updated: 2025-05-03T20:05:28.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,467 /mo
$2,155 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $291,322 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $291,322!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$257,678
Your Cash:$291,322
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,467/mo
Traditional @ 7.15%
$2,236/mo
You save $769/month ($9,224/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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