Ryan Thomson

Ryan Thomson

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$545,000

($127,305 down)
FHA

3669 Riverwalk Circle, Johnstown, CO 80534

3
3
1,810 sqft
PITI Monthly
$2,940.24 /mo

Listing courtesy of: Kaitlyn Clark, Group Mulberry

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,906 /mo
$3,026 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
SPACIOUS
MODERN
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
CHARMING

ASK ABOUT THE LENDER INCENTIVES ON THIS HOUSE!!! Welcome to this beautifully upgraded home in the desirable Thompson River Ranch community, known for its scenic trails, parks, top-rated schools, and vibrant community spaces. When you step onto the charming colonial-style covered patio and into the home, you'll be greeted by a bright, open interior filled with natural light from extra-large and clerestory windows.The main level features elegant tray ceilings and an open-concept layout perfect for entertaining. The chef's kitchen is a true centerpiece with an oversized island, gas range, and plenty of space for cooking and hosting. Upstairs, with custom railings, leads to a thoughtful layout that includes west-facing bedrooms.The spacious primary suite offers a tray ceiling, spa-like bathroom with glass-enclosed shower, added cabinetry, and a large walk-in closet with custom storage. A generous laundry room is conveniently located near the bedrooms for added functionality.The full unfinished basement and backyard offer endless potential to create your ideal space-whether a home gym, theater, garden, or additional living area. The 3-car garage provides plenty of room for vehicles, tools, and recreational gear.Best of all, a brand-new shopping center and grocery store are just 10 minutes away, adding modern convenience to this already exceptional location. Don't miss your chance to own this thoughtfully designed, light-filled home in a thriving community!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,940.24/mo
Estimated Loan Balance
$424,315
Cash to close
$127,305
Interest Paid
$45,340

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thompson River Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Thompson Crossing Metro #4
  • HOA Amenities: Unknown
  • HOA Fee: $
  • HOA Frequency: $
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $301.1
  • Tax Annual Amount: $6608
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,305 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $127,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$417,695
Your Cash$127,305
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,906/mo
Traditional @ 7.15%
$3,138/mo
You save $1,233/month ($14,793/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1024729

Listing From: recolorado

Last updated: 2025-05-04T20:01:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,906 /mo
$3,026 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,305 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $127,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$417,695
Your Cash$127,305
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,906/mo
Traditional @ 7.15%
$3,138/mo
You save $1,233/month ($14,793/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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