Ryan Thomson

Ryan Thomson

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$568,900

($187,374 down)
FHA

3760 Barnard Lane, Johnstown, CO 80534

5
4
2,544 sqft
PITI Monthly
$2,182.74 /mo

Listing courtesy of: Amy Tallent, Tallent Co. Real Estate

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,722 /mo
$2,805 /mo

What's Special

LOCATION
SERENE
SHOPPING
SPACIOUS
MODERN
DECK

Welcome to 3760 Barnard Ln - The Perfect Blend of Comfort, Style, and Location! This stunning 5-bedroom, 4-bath home is nestled in one of Johnstown's most desirable neighborhoods. With spacious living areas and thoughtful upgrades throughout, this home is ideal for both everyday living and entertaining. Step out onto the beautiful back deck and take in serene views-it backs directly to lush green space and a scenic walking trail, offering both privacy and peaceful surroundings. Don't miss the dedicated private boat/pop up camper parking & dog run too! Inside, you'll find a modern open-concept layout, abundant natural light, and versatile spaces for work, play, and relaxation. The primary suite is a true retreat, and with four additional bedrooms, there's room for everyone. Enjoy community perks like a neighborhood pool, the reservoir, walking paths, & nearby parks. Take advantage of the home's prime location-just minutes from I-25 and close to all the amenities of growing Johnstown and nearby Loveland. Plus, you're right near the newly built Ledgerock Shopping Center for your shopping needs. Don't miss your chance to make this beautiful home yours-schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,182.74/mo
Estimated Loan Balance
$383,942
Cash to close
$187,374
Interest Paid
$41,997

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Hot Water
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log, Living Room
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: CARLSON FARMS FG#2
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Blue Hawk Management
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Quarterly
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $223.62
  • Tax Annual Amount: $
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,374 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $187,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$381,526
Your Cash$187,374
Total Purchase Price:$568,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,722/mo
Traditional @ 7.15%
$2,909/mo
You save $1,188/month ($14,251/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1032625

Listing From: recolorado

Last updated: 2025-05-03T06:11:18.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,722 /mo
$2,805 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,374 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $187,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$381,526
Your Cash$187,374
Total Purchase Price:$568,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,722/mo
Traditional @ 7.15%
$2,909/mo
You save $1,188/month ($14,251/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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