Ryan Thomson

Ryan Thomson

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$545,000

($367,906 down)
FHA

4022 S Kalispell Street, Aurora, CO 80013

3
4
3,658 sqft
PITI Monthly
$2,333.78 /mo

Listing courtesy of: Walter Byrd, Century 21 Prosperity

Assumed Rate

7%
7.15%

Principal & Interest

$1,725 /mo
$1,752 /mo

What's Special

MINUTES AWAY
DINING
SPACIOUS
BREAKFAST NOOK
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
FINISHED BASEMENT
HOME OFFICE
GAME ROOM
DECK
CHARMING
COZY

Welcome to your charming tri-level retreat in the heart of Mission Viejo! This warm and inviting home offers comfort, functionality, and space to truly make your own. From the moment you arrive, you’ll feel a sense of welcome as vaulted ceilings and a cozy living room with a bay window create a bright, airy atmosphere. Host gatherings in the formal dining area or unwind in the comfortable family room featuring a fireplace that adds to the home’s cozy appeal. The kitchen is both practical and cheerful, with wood flooring, classic white appliances, wood cabinetry, laminate countertops, a center island, and a sunny breakfast nook—ideal for starting your day with a cup of coffee or casual meals with loved ones. Spacious main bedroom offers vaulted ceilings, a walk-in closet, a make-up vanity, a soaking tub, and a glass-enclosed shower—your own private retreat. The versatile loft area includes skylights and is perfectly sized for a home office, study zone, or media center. Finished basement provides even more space with two bonus rooms—one perfect for a game room or media hub, and the other ideal as a guest bedroom or hobby space. A convenient bathroom adds flexibility to the lower level. Whether you're enjoying a quiet moment on the backyard deck or exploring the nearby parks, schools, shops, and local amenities just minutes away, this home is all about comfort and convenience. Don’t miss this wonderful opportunity to live in one of Mission Viejo’s most desirable neighborhoods. Come experience the charm and warmth of this special home—this is the one you’ve been waiting for!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7
Remaining Loan Term
13 years, 1 months
Monthly PITI
$2,333.78/mo
Estimated Loan Balance
$209,013
Cash to close
$367,906
Interest Paid
$268,007

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mission Viejo
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $148.99
  • Tax Annual Amount: $3097
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $367,906 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $367,906!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7% Sellers Rate
$177,094
Your Cash:$367,906
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 7%
$1,725/mo
Traditional @ 7.15%
$1,817/mo
You save $92/month ($1,098/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3711998

Listing From: recolorado

Last updated: 2025-05-03T06:09:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7%
7.15%

Principal & Interest

$1,725 /mo
$1,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,906 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $367,906!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7% Sellers Rate
$177,094
Your Cash:$367,906
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 7%
$1,725/mo
Traditional @ 7.15%
$1,817/mo
You save $92/month ($1,098/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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