Ryan Thomson

Ryan Thomson

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$685,000

($504,249 down)
VA

5255 S Waco Street, Centennial, CO 80015

5
4
2,248 sqft
PITI Monthly
$3,799.24 /mo

Listing courtesy of: Tracy Alford, HomeSmart

Assumed Rate

2.97%
7.15%

Principal & Interest

$3,296 /mo
$3,996 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
CLUBHOUSE

Fabulous home in Cherry Creek School District with double door entry into spacious foyer, vaulted ceilings, formal living and dining room, eat-in kitchen with island and family room with a beautiful brick accent wall, wood burning fireplace and French doors to backyard. Upstairs you will find a large master bedroom with on-suite bath featuring a separate tub and shower space, large vanity and plenty of closet space as well as 3 additional bedrooms and hall bath with double sink vanity. Partially finished basement with 5th bedroom, walk-in closet and on-suite 3/4 bath in addition to a bonus room. Large back yard, including large concrete patio, storage shed, dog run, and privacy fence. 2 car garage with extra storage space. HOA provides a pool, tennis court and private clubhouse. New roof will be installed by 6/6/2025.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.97
Remaining Loan Term
4 years, 11 months
Monthly PITI
$3,799.24/mo
Estimated Loan Balance
$372,241
Cash to close
$504,249
Interest Paid
$39,957

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Smoky Hill
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Smoky Hill HOA
  • HOA Amenities: Unknown
  • HOA Fee: $66
  • HOA Frequency: $Annually
Location
  • Region: Centennial

Financial Details

  • Price per Sqft: $304.72
  • Tax Annual Amount: $4033
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $504,249 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $504,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.97% Sellers Rate
$180,751
Your Cash:$504,249
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 2.97%
$3,296/mo
Traditional @ 7.15%
$4,062/mo
You save $765/month ($9,183/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4934389

Listing From: recolorado

Last updated: 2025-05-02T00:31:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.97%
7.15%

Principal & Interest

$3,296 /mo
$3,996 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $504,249 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $504,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.97% Sellers Rate
$180,751
Your Cash:$504,249
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 2.97%
$3,296/mo
Traditional @ 7.15%
$4,062/mo
You save $765/month ($9,183/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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