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Ryan Thomson

Ryan Thomson

Property4.17% Assumable
1 / 34

$514,999

($6,658 down)
VA

5298 S Zeno Way, Centennial, CO 80015

3
3
1,597 sqft
PITI Monthly
$3,096.49 /mo

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,617 /mo
$3,627 /mo
$69,008 in interest paid off

Listing courtesy of: Rebeccah Waller, Real

What's Special

SPACIOUSBREAKFAST NOOKFIREPLACEVAULTED CEILINGSFINISHED BASEMENTPATIOFENCED YARDMATURE TREESEFFICIENT

A rare financial advantage sets the stage for this thoughtfully maintained home in the heart of the Cherry Creek School District. With a 4.625% assumable loan available to qualified buyers, this offering presents a remarkably low cost of entry and long-term value - an increasingly elusive combination in today's market. For those seeking both opportunity and stability, this is a home that delivers. Set on a gently sloping lot beneath mature trees, the home's classic architecture and crisp white trim offer understated curb appeal. Inside, vaulted ceilings and a large picture window fill the main living space with natural light, creating an airy and open ambiance. A neutral palette and plush carpeting lead the eye toward a refined fireplace, an architectural focal point that adds quiet character to the space. The adjacent kitchen is designed with intention, featuring rich wood cabinetry, wood-look tile flooring, a timeless backsplash, and an undermount sink. A bright breakfast nook captures morning light and offers views of the backyard-an open space filled with potential. An open-riser staircase enhances the home's sense of flow, leading to an upper-level primary suite with soaring ceilings, an oversized window, ample closet space, and a spacious en suite bath. A second main-level bedroom with its own en suite bath provides flexibility for guests or multigenerational living. The finished basement adds a third bedroom, full bath, versatile flex area, and dedicated laundry room with a 2022 washer and dryer. A single-car garage adds convenience and storage. Outside, a flat fenced yard framed by mature trees and a concrete patio awaits personal expression-perfect for entertaining, play, or garden retreat. Recent updates include new HVAC and energy-efficient dual-pane windows, all within a warm, well-kept neighborhood known for its sense of community and regular events.

Gradient Jack

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
26 years, 10 months
Monthly PITI
$3,096.49/mo
Estimated Loan Balance
$511,714
Cash to close
$6,658
Interest Paid
$69,008

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms3
  • Bathrooms3
Cooling & Heating
  • CoolingCentral Air
  • HeatingForced Air
Interior Features
  • MaterialsFrame, Wood Siding
  • CommunityUnknown
  • FireplaceNo
  • Fireplace FeaturesLiving Room
  • FlooringN/A

Exterior

Fencing
  • FencingFull
Roof
  • RoofComposition
Parking
  • GarageYes
  • Garage Spaces1
  • CarportNo
  • Carport SpacesN/A
Water
  • SewerCommunity Sewer
  • Water SourcePublic
Pool
  • Has PoolNo
  • Pool FeaturesN/A

Construction

Type & Style
  • StoriesN/A
  • Home TypeSingle Family Residence
  • Architectural StyleN/A
Materials
  • Construction MaterialsFrame, Wood Siding
  • RoofComposition
Condition
  • Year Built1983
Details
  • BuilderN/A

Community & HOA

Community
  • SubdivisionSmoky Hill
  • FeaturesN/A
HOA
  • Has HOAYes
  • HOA NameSmoky Hill HOA
  • HOA AmenitiesUnknown
  • HOA Fee$66
  • HOA FrequencyMonthly
Location
  • RegionCentennial

Financial Details

Financial Info
  • Price per Sqft$322.48
  • Tax Annual Amount$3,754
  • On Market Date2025-05-12T07:00:00.000Z
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MLS ID: RECIR1033758

Listing From: recolorado

Last updated: 2025-07-06T00:05:19.000Z

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