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Ryan Thomson

Ryan Thomson

Property3.76% Assumable
1 / 18

$280,000

($20,798 down)
FHA

8666 Decatur Street UNIT 254, Westminster, CO 80031

2
1
1,000 sqft
PITI Monthly
$1,724.36 /mo

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,275 /mo
$1,857 /mo
$31,789 in interest paid off

Listing courtesy of: Kristina Stutler, Compass - Denver

What's Special

SPACIOUSMODERNFIREPLACEWALK-IN CLOSETBALCONYPLAYGROUNDCHARMINGCOZY

This is an ASSUMABLE FHA loan at 5.2%. This unit is also eligible for Classic Community Lender program through Synergy One Lending and our preferred lender. Get a 2% discount on your interest rate without points! Welcome home to this charming 2-bedroom, 1-bath condo tucked away in a peaceful, well-maintained community! This first-floor unit has so much to love, starting with an updated kitchen and bathroom that give it a fresh, modern feel. Cozy up by the wood-burning fireplace on chilly nights, or step out onto your adorable private balcony — perfect for morning coffee or evening unwinding. Brand new AC unit and updated appliances throughout. The seller will transfer a full year of home warranty at closing. Enjoy laminate flooring throughout, and the spacious walk-in closet in the primary bedroom is truly a dream! Plus, there's no need to worry about parking — this unit comes with a one-car garage and an additional 2 reserved parking spots. The neighborhood is quiet and welcoming, with great amenities like a tennis court and a playground just steps away. Whether you're looking for your first home or a low-maintenance lifestyle, this condo has everything you need to move right in and start enjoying life. Please note: $233/mo special assessment till 2034, in addition to regular HOA fees.

Gradient Jack

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,724.36/mo
Estimated Loan Balance
$271,042
Cash to close
$20,798
Interest Paid
$31,789

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms2
  • Bathrooms1
Cooling & Heating
  • CoolingCentral Air
  • HeatingForced Air, Natural Gas
Interior Features
  • MaterialsFrame
  • CommunityUnknown
  • FireplaceNo
  • Fireplace FeaturesLiving Room, Wood Burning
  • FlooringVinyl, Wood

Exterior

Fencing
  • FencingNone
Roof
  • RoofUnknown
Parking
  • GarageNo
  • Garage Spaces1
  • CarportNo
  • Carport SpacesN/A
Water
  • SewerPublic Sewer
  • Water SourcePublic
Pool
  • Has PoolNo
  • Pool FeaturesN/A

Construction

Type & Style
  • StoriesN/A
  • Home TypeCondominium
  • Architectural StyleN/A
Materials
  • Construction MaterialsFrame
  • RoofUnknown
Condition
  • Year Built1983
Details
  • BuilderN/A

Community & HOA

Community
  • SubdivisionProspectors Point
  • FeaturesN/A
HOA
  • Has HOAYes
  • HOA NameProspectors Point Condo Association
  • HOA AmenitiesUnknown
  • HOA Fee$275
  • HOA FrequencyMonthly
Location
  • RegionWestminster

Financial Details

Financial Info
  • Price per Sqft$280
  • Tax Annual Amount$1,258
  • On Market Date2025-05-01T07:00:00.000Z
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MLS ID: REC3064659

Listing From: recolorado

Last updated: 2025-07-03T23:53:16.000Z

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