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Ryan Thomson

Ryan Thomson

Property2.68% Assumable
1 / 46

$635,000

($217,284 down)
FHA

9960 Garland Lane, Broomfield, CO 80021

5
3
2,500 sqft
PITI Monthly
$2,626.9 /mo

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,869 /mo
$3,120 /mo
$51,073 in interest paid off

Listing courtesy of: Jeff Lovato, Keller Williams Integrity Real Estate LLC

What's Special

REMODELEDDININGSPACIOUSMOVE-IN READYMODERNFIREPLACEVAULTED CEILINGSWALK-IN CLOSETFINISHED BASEMENTPATIONO HOA

Unlock a rare opportunity with this assumable FHA loan at an exceptional 2.25% interest rate—well below current market rates. Significantly reduce your monthly payments and save thousands annually on this move-in-ready home. Ideal for all buyers who can benefit from assuming this low-rate loan. Buyers must qualify for loan assumption, with an average closing timeline of 35-45 days per lender. This beautifully remodeled 5-bed, 3-bath home offers comfort, style, and modern convenience in one of Broomfield’s most desirable neighborhoods with NO HOA and RV/boat parking! Step into a bright, open floor plan featuring vaulted ceilings with skylights, rich hardwood flooring, and upgraded LED lighting throughout. The chef’s kitchen is a standout—featuring granite counters, 42” soft-close cabinets, tile backsplash, stainless steal appliances, and tile floors that flows into the dining area.The main-level primary suite includes a beautifully updated ¾ bath, while the finished basement adds a spacious open-concept living area with a fireplace, two non-conforming bedrooms, half bath, laundry room, ample storage, and a walk-in closet with barn door for additional storage. This delightfully finished basement is ready for all your favorite gatherings! Major updates since 2019 • Newer windows (2021) • Heated & insulated garage + newly poured driveway and garage floor • Gable fan with Bluetooth control • Digital timer for driveway lights + dimers in garage for lighting • New roof (2019) • New sewer line (~2021) • Smart thermostat + HVAC serviced biannually • Custom shelving in covered patio in backyard • UV Air Purifier on HVAC • New AC (2020) The backyard is built for relaxing or hosting with a covered patio and shed. Additional features include central A/C, new furnace (2017), hot water heater (2015), and negotiable washer/dryer. This well-maintained home is move-in ready and offers rare flexibility with RV/boat parking on the south side. Come see it—you won’t be disappointed!

Gradient Jack

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 8 months
Monthly PITI
$2,626.9/mo
Estimated Loan Balance
$516,582
Cash to close
$217,284
Interest Paid
$51,073

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms5
  • Bathrooms3
Cooling & Heating
  • CoolingAttic Fan, Central Air
  • HeatingForced Air, Natural Gas
Interior Features
  • MaterialsFrame, Stone, Wood Siding
  • CommunityUnknown
  • FireplaceNo
  • Fireplace FeaturesBasement
  • FlooringCarpet, Wood

Exterior

Fencing
  • FencingFull
Roof
  • RoofComposition
Parking
  • GarageYes
  • Garage Spaces2
  • CarportNo
  • Carport SpacesN/A
Water
  • SewerPublic Sewer
  • Water SourcePublic
Pool
  • Has PoolNo
  • Pool FeaturesN/A

Construction

Type & Style
  • StoriesN/A
  • Home TypeSingle Family Residence
  • Architectural StyleContemporary
Materials
  • Construction MaterialsFrame, Stone, Wood Siding
  • RoofComposition
Condition
  • Year Built1981
Details
  • BuilderN/A

Community & HOA

Community
  • SubdivisionWestbrook
  • FeaturesN/A
HOA
  • Has HOANo
Location
  • RegionBroomfield

Financial Details

Financial Info
  • Price per Sqft$254
  • Tax Annual Amount$3,171
  • On Market Date2025-05-07T07:00:00.000Z
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MLS ID: REC5396328

Listing From: recolorado

Last updated: 2025-07-09T04:21:16.000Z

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